Yeah, I’m looking at you. You, who own nice expensive waterfront property beside a river that is known to flood at least periodically, even if only once a century, but usually more than that; where there is a risk every spring.
Don’t live there!
Or if you do, and it floods, don’t expect that you ought to be financially bailed out by myself and the rest of taxpayers. Why should we pay for your bad judgement?
No; you should have to pay insurance up the yin-yang, since you know your area floods. You do; it happens. It’s been recorded from in the past; it will happen again. Nobody should have to pay for that except you, for your stupidity and show-off-ness (now a word, since I just invented it).
Governments, stop bailing out these idiots. They don’t deserve our tax dollars…